First Time Home Buyer
Buying a house can be overwhelming, especially for a First Time Buyer. I am here to help. Here are some things to get you started on your home purchasing journey.
Your Savings
Do you have enough money saved to qualify for a mortgage, cover your down payment and pay closing costs?
Your Credit
Obtain a copy of your credit report
to make sure it is accurate and to correct any errors immediately.
Pre Approval
Determine your mortgage qualifications. You’ll know what you can afford and be able to focus on homes in your price range.
Other Sources
Do you qualify for special mortgage or down payment assistance? You can use money from your IRA to buy your first home with no penalty for early withdrawal.
Your Wish List
Develop and then prioritize the features on your home wish list. Identify the neighborhoods you like.
Unexpected Expenses
Set aside 1-3% of your purchase price to cover unexpected fees and expenses.
Prepare For House Hunting
Not all agents are Realtors. Its important to know the difference and why it pays to work with a Realtor.